Salary hub · 2026/27
Salary after tax.Pick a number.
Start with a salary, see the monthly take-home, then move into comparisons, pension, student-loan and payslip tools only when you need them.
£20,000
gross salary
Estimated take-home
£1,493 / month
90% retained · £17,920 / year
£25,000
gross salary
Estimated take-home
£1,793 / month
86% retained · £21,520 / year
£30,000
gross salary
Estimated take-home
£2,093 / month
84% retained · £25,120 / year
£35,000
gross salary
Estimated take-home
£2,393 / month
82% retained · £28,720 / year
£40,000
gross salary
Estimated take-home
£2,693 / month
81% retained · £32,320 / year
£45,000
gross salary
Estimated take-home
£2,993 / month
80% retained · £35,920 / year
£50,000
gross salary
Estimated take-home
£3,293 / month
79% retained · £39,520 / year
£60,000
gross salary
Estimated take-home
£3,780 / month
76% retained · £45,358 / year
£70,000
gross salary
Estimated take-home
£4,263 / month
73% retained · £51,158 / year
£80,000
gross salary
Estimated take-home
£4,747 / month
71% retained · £56,958 / year
£100,000
gross salary
Estimated take-home
£5,713 / month
69% retained · £68,558 / year
Student loan scenarios
See what a Plan 2 loan changes.
Start from a gross salary and see an illustrative take-home result with Plan 2 repayments included. Your actual plan may differ, so check it before relying on the figure.
Repaying another plan? Select your actual loan plan in the calculator.
Go deeper
Use the next tool only when it answers the next question.
Default assumptions
Tax year
2026/27
Region
England / Wales / NI
Pension
0% by default
Student loan
None by default
Salary pages are estimates. Tax code, pension method, student-loan plan, benefits, bonuses and payroll timing can change a real payslip. Read the methodology →