Start with the income you want.Work backwards to salary.
Enter a target monthly or yearly take-home amount and use the free calculator to estimate the gross salary required after UK deductions.
Free estimate using 2026/27 UK tax rules aligned with HMRC and GOV.UK reference points.
Reverse calculator
Start from the monthly income you want.
Enter your target, adjust the few settings that matter, and read the salary needed in one compact view.
Uses 2026/27 UK tax rules aligned with HMRC and GOV.UK reference points.
Result
£45,111
Estimated gross salary needed to keep around £3,000/mo.
Keep rate
80%
Target net
£3,000/mo
Actual net
£3,000/mo
Monthly gap
+£0
Strong real-life planning range
This range is often linked to rent, saving goals, household budgeting, and job decisions.
Single salary summary
Gross to net route for this target
Download this reverse salary result
Keep one clean copy of the target, salary estimate, and settings used.
Next best step
Compare this against a real offer
Use comparison when you want to see whether another salary meaningfully changes monthly take-home.
Trust note
Use the result as a clear estimate, then verify anything important.
TaxDecod is designed to make salary, payslip and deduction questions easier to understand. It should help you prepare better questions for your employer, payroll team, HMRC or a qualified adviser when the result affects a real decision.
2026/27 reference year
Built around the tax-year assumptions used across TaxDecod, with HMRC/GOV.UK reference points used for the calculator framing.
Estimate, not advice
Results are planning estimates, not payroll software, an HMRC decision, legal advice, tax advice or financial advice.
Inputs matter
Pension settings, region, student-loan plan, tax code and benefits can change the real payslip result, so use your own details where possible.
Commercial separation
Advertising or affiliate relationships must not change calculator logic, tax-year assumptions, explanations or result wording.