Based on current HMRC guidance and UK PAYE rulesUpdated for the current UK tax year

TaxDecod

UK salary and take-home guidance

Monthly budget by salary in the UK

Your monthly budget should be based on your take-home pay, not your gross salary.

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Typical spending breakdown

  • • Rent: 30–50%
  • • Food: 10–15%
  • • Transport: 5–10%
  • • Savings: 10–20%

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